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Approved credits: 1440913

Frequently asked questions


What are the terms of credits issued through the service?

At the first application, up to VND 2.000.000 - 4.000.000 is issued, but up to VND 10.000.000-20.000.000 is available to regular borrowers. The repayment period is from 1 day to 1 month for the first transaction and up to 6-12 months for re-issue of the credit. Special offers include the possibility of taking out loans without interest, while basic rates require 1-2% interest rate per day.

Can I get a credit if I have a bad credit history?

Yes, we have more than 100 partners - banks and microfinance organizations, including very loyal lenders who are ready to help borrowers improve their reputation. We will find affordable options for clients with any credit history.

How fast is the credit processed?

You can get money in 15 minutes. The questionnaire is processed automatically, the application is reviewed instantly, and the processing takes place in accordance with pre-approved proposals, so funds are issued without refusal in 95% of cases.

Will I receive money on Saturday evening and have it disbursed immediately on Monday morning?

The service "creditnice.vn" operates around the clock - without breaks and days off. Requests are processed at any time of the day immediately upon their arrival.
The only thing that can prevent you from receiving funds in 10-15 minutes is the "long" method of issuing a credit. For example, when sending the approved amount to a bank account using the details or to a card using its number, the money can reach the client within a few hours or even days. You are unlikely to receive a loan on Saturday night, and on Sunday, too, as the funds will arrive only on Monday.

How do I repay online credits?

The borrower has several options to choose from when making credit repayments: payment by money transfer or via a terminal, by card at an ATM or in your personal account, or by bank transfer to the lender's details.